Economy

Developer contracts found to contain clauses infringing on buyers' rights

Illustration: Tezkun / AI. Not a photograph of the event.

The Competition Promotion and Consumer Protection Committee analyzed shared-construction contracts from 132 development companies across 12 regions and uncovered clauses that restrict the rights of home buyers, the committee's press service reported.

The most frequent issue involves refunds. In 77.3% of the documents, the refund deadline upon contract termination was either not specified or did not match the conditions of the initial down payment. In 63.6% of contracts, a post-acceptance warranty period for the housing was absent, while in 54.5%, the developer did not commit to repairing defects identified during the warranty period. Another 59.1% of the documents, according to the committee's assessment, took into account only the developer's interests.

A penalty for missed deadlines was not provided for in 50.8% of the contracts, and 33.3% lacked a specific handover date. Some 30.3% of the documents were drawn up in Russian rather than the state language, and 49.2% contained other conditions infringing on consumers. Some contracts included provisions withholding between 4% and 15% of the paid amount if the buyer pulled out of the deal, issuing refunds only after the apartment was resold, unilaterally increasing prices, and imposing elevated fines on buyers.

The largest numbers of audited developers operate in Tashkent (17), as well as in the Namangan, Navoi, and Tashkent regions (15 each).

The analysis was prompted by appeals from citizens: between January and September 2026, the committee received over 1,700 complaints regarding construction quality and delays in handing over residential buildings. Following their review, recalculations totaling approximately 14.5 billion soums were secured for buyers. The agency submitted its recommendations based on the findings to the competent authorities. "Thoroughly examining the contract is the key to protecting your rights and interests," the committee noted.

What it means

The committee recommends carefully reviewing contract terms before signing an apartment purchase agreement—including construction deadlines, refund procedures, warranties, and the liabilities of the parties—and consulting with lawyers. If a contract contains illegal clauses or terms infringing on consumer rights, buyers can turn to authorized state agencies or to court.

Published 6 November 2026, 13:17 · No updates · Russian original

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