Uzbekistan's population debt on loans reaches 243.6 trillion soum in 2026

From January 1 to September 1, 2026, the volume of the population's obligations grew by 23.3 trillion soum - from 220.3 trillion soum. State financial institutions account for 130.8 trillion soum of the total debt of residents, and private banks account for 112.8 trillion soum. The main part of the citizens' debt consists of mortgage loans - 89.7 trillion soum, which showed a growth of 12.9% over eight months. Microloans account for 51.3 trillion soum (a 5% increase), and microcredits account for 48.2 trillion soum (a 19.1% increase). Car loans amounted to 41 trillion soum (+3.2%). The volume of educational loans decreased by 1.1% since the beginning of the year and amounted to 6.85 trillion soum. The debt on consumer loans reached 502 billion soum, increasing by 2.1%. Other loans, including credit cards and overdrafts, amounted to 6.1 trillion soum - the growth of this category is recorded at 38.1%. Among state banks, the largest volume of loans to the population was issued by Halk Bank (26.1 trillion soum), followed by the National Bank of Uzbekistan (24 trillion soum) and Agrobank (22.5 trillion soum). In the segment of private banks, Ipoteka Bank leads in this indicator with 30.3 trillion soum.